General Articles

National Wills Week

This week is National Wills Week, which means that this is the perfect opportunity to review your Will or to have one drafted for free by us. With more than 75% of South Africans passing away without a valid will we would like to decrease these statistics and make sure that your last wishes are fulfilled. 

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General Articles

AFTER ALL THE BLUSTER

This Political Research Note was prepared by political and economic analyst JP Landman In the end, it all ended with a whimper. The threats, grand

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How will the ratings downgrade affect me?

There has been much speculation for some time that South Africa could be downgraded by Moody’s to sub-investment grade or “junk” and this has now at long last occurred as at the end of March. The Moody’s rating has been notable in that it is the only one of the three major ratings agencies that had not yet downgraded SA’s foreign rating.

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Time in the market remains superior to timing the market

Gone are the days when the effects of Brexit and load-shedding made for the most prominent watercooler conversations. Welcome the COVID-19 media era, where ‘watercooler conversations’ happen online, and crisis and fear-gripping headlines are the new order of the day. Indeed, we live in remarkable times where a new chapter in history is unfolding before our eyes, bringing with it a unique set of challenges.

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South African Reserve Bank Interest Rate Cut

On Thursday the 19th of March, the governor of the South African Reserve Bank (SARB), Lesetja Kganyago, announced a reduction in South Africa’s repo rate by 1% from a level of 6.25% to 5.25%. The repo rate is the interest rate at which the central bank lends to other commercial banks. This significant move from the central bank followed the cut of 0.25% towards the beginning of 2020 and is the first time that the bank has reduced interest rates at consecutive meetings since 2011.

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